Musiq Banq Limited (“We,” “Us,” or “Our”) values the security of Your personal information. This Privacy Policy informs You how We collect, process, and protect Your personal data when You visit Our Platform, manage Your music catalog, or use Our financial services.

 

1. Definitions

“You” or “Your” or “User”  refers to anyone accessing or using Our Platform; this includes any natural person, company, or authorized representative such as Independent artist, songwriters, producers, labels and rights managers.

“Platform” or “Music Banq” refers to the Company software, servers, and digital infrastructure, including but not limited to website and application and any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto for the Services.

“Data Controller” refers to Musiq Banq Limited, the entity responsible for determining how Your data is processed.

“Personal Data” refers to any information relating to an identified or identifiable natural person.

 

1. Data Controller Information

Musiq Banq Limited is the Data Controller responsible for Your personal data.

1. Address: [Insert Musiq Banq Address]
2. Email: themusicbank@gmail.com

 

1. Types of Data We Collect

To provide wealth management and royalty tracking, We collect:

1. Identity Data: Full name, username, IPI/CAE numbers (for royalty tracking), and government-issued ID (for KYC verification).
2. Contact Data: Email address, phone number, and professional address.
3. Financial & Tax Data: Bank account details for payouts, tax identification numbers (TIN), and payment card details.
4. Catalog & Rights Data: Song titles, split sheets, contracts, and metadata related to Your intellectual property.
5. Usage & Technical Data: IP address, browser type, device information, and how You interact with Our tools.

 

1. How We Use Your Data

We process Your data for the following:

1. Account Management: To register You as a user and manage Your profile.
2. Royalty Processing: To track earnings from societies (BMI, ASCAP, etc.) and facilitate cross-border payments.
3. Legal Tools: To enable the creation, storage, and management of contracts and split sheets.
4. Financial Services: To assess eligibility for loans, advances, or investment opportunities when available.

 

5. Tracking Technologies (Cookies)

We use cookies to recognize You and remember Your preferences. These include:

1. Essential Cookies: Necessary for You to log in and access secure areas (like Your wallet).
2. Analytics Cookies: To understand how users move through the Platform so We can improve our tracking tools.
3. Functional Cookies: To remember Your currency preferences or language settings.

 

6. How We Share Your Data

We share it with trusted partners to provide Our Services:

1. Financial Partners: Banks and payment processors to send Your earnings.
2. Royalty Societies: Connecting with BMI, ASCAP, PRS, etc., to pull Your performance data.
3. Verification Services: Third-party KYC providers to verify Your identity.
4. Legal Authorities: When required by law to prevent money laundering or financial fraud.

 

7. Data Security & Retention

We implement industry-standard encryption to protect Your financial and catalog data. We retain Your data for 6 years after Your last transaction or account closure to comply with financial auditing and tax regulations.

 

8. Your Rights

You have the right to access, correct, or delete Your data, and the right to withdraw consent at any time as conferred by Nigeria’s Data Protection Regulation.